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Kentucky Toll Roads Complete Guide

System: All-electronic tolling - RiverLink transponders + Pay-by-Plate; no cash accepted
Coverage: 3 Ohio River bridges in the Louisville metro area only
Currency: US Dollar (USD)
Technology: RiverLink RFID transponders (local free or E-ZPass $15), license plate cameras
Operator: RiverLink - Kentucky-Indiana joint operation (Louisville-Southern Indiana Ohio River Bridges Authority)

Do I Need RiverLink for Kentucky? 2026 Update

A RiverLink transponder is not legally required - Pay-by-Plate billing handles vehicles without transponders - but without one you pay roughly double per crossing. Transponder holders pay $2.79; Pay-by-Plate customers pay $5.57. For regular commuters crossing 40+ times monthly, the frequent user discount brings the rate down further to approximately $1.40 per crossing.

Key Reality: Kentucky operates only 3 toll bridges - all in the Louisville metro area crossing the Ohio River to southern Indiana. Most of Kentucky's highways, bridges, and roads are completely toll-free. The Sherman Minton Bridge (I-264) and Clark Memorial Bridge (US-31) are free alternatives, adding 10-20 minutes to cross-river trips.

2026 Update: RiverLink's annual rate adjustment took effect July 1, 2026 - confirmed directly via River link- raising the passenger transponder rate from $2.68 to $2.79 (a 3.8% increase, matching the April 2026 CPI). This supersedes the previous July 2025 rate schedule. Separately, the Louisville-Southern Indiana Ohio River Bridges joint board selected TransCore as the new Toll Service Provider in January 2026, under a 6-year $146 million contract. The new cloud-based Integrity Back Office System is intended to improve billing accuracy and customer service compared to the previous provider, which faced persistent backlogs. Walk-up customer service centers in Louisville, KY and Jeffersonville, IN remain open. Starting May 2026, overdue tolls and fees may be referred to collections - accounts should be kept current.

Kentucky / Louisville Bridge Toll Costs (2026)

RiverLink Rates by Vehicle Class (Effective July 1, 2026)

Confirmed directly via River link and corroborated by local news coverage (WDRB, WAVE3) of the July 1, 2026 rate change. This supersedes the prior July 2025-June 2026 schedule.

Vehicle Class	Transponder Rate / Crossing	Pay-by-Plate Rate / Crossing	Notes
2-axle passenger vehicles (cars, motorcycles)	$2.79	$5.57	Frequent user: approx. $1.40 after 40 crossings/month; prepaid account without transponder: $4.18
2-axle commercial vehicles	Higher than passenger rate	Approx. double transponder rate	Commercial rates vary by axle count
5+ axle trucks	Up to $16.62	Higher	Scales by axle count per rate schedule

Annual rate adjustment: RiverLink rates increase annually - by 2.5% or the rate of inflation (CPI), whichever is higher, under a 2013 bi-state resolution. The April 2026 CPI was 3.8%, so the July 2026 increase used that figure. The next rate adjustment will take effect July 1, 2027. Always verify current rates at River link.

The Three RiverLink Bridges

Bridge	Route	Connection	Direction Tolled
Abraham Lincoln Bridge	I-65	Downtown Louisville to Jeffersonville, IN	Northbound (KY to IN)
John F. Kennedy Memorial Bridge	I-65	Jeffersonville, IN to Downtown Louisville	Southbound (IN to KY)
Lewis and Clark Bridge (East End Crossing)	SR-265 / KY-841	Prospect, KY to Utica, IN; avoids downtown Louisville	Both directions

Free Alternatives: Sherman Minton Bridge (I-264) and Clark Memorial Bridge (US-31) are toll-free crossings - both add approximately 10-20 minutes to most cross-river trips.

To calculate toll costs for cars, trucks, motorcycles and all vehicle types across Kentucky toll bridges, use the TollGuru Kentucky toll calculator:

Kentucky Toll Calculator

How to Pay Kentucky / RiverLink Tolls

All three bridges are fully electronic - no cash is accepted.

1. RiverLink Transponder (Recommended - roughly 50% savings):

• Local Transponder: Free (one per registered vehicle); works only on the three Louisville RiverLink bridges
• E-ZPass Transponder: $15 one-time cost; works on Louisville bridges plus other E-ZPass network states
• Open a RiverLink account at River link, at a Customer Service Center, or by calling 1-855-RIV-LINK
• Minimum $20 deposit to open; auto-replenishment available via linked credit/debit card
• All E-ZPass transponders from other states (including I-PASS from Illinois, E-ZPass from Ohio, etc.) are accepted at the Louisville bridges at the transponder rate
• Frequent User Discount: after 40 crossings per month, additional crossings are credited at 50% - bringing the effective rate to approximately $1.40 per crossing under the current July 2026 schedule

2. Pay-by-Plate (no transponder):

• Cameras photograph your plate; invoice mailed to the registered vehicle owner
• Pay-by-Plate rate ($5.57) costs roughly double the transponder rate - significant savings by setting up an account
• Unpaid bills escalate to collections starting May 2026 - all overdue balances should be settled promptly

Tips for visitors and rental car users:

• RiverLink starter kits available at select retail locations for short-term use
• Even if your transponder hasn't arrived yet, opening an account online saves you money retroactively - past tolls are adjusted to transponder rates upon account activation
• Rental companies: check their specific toll policies - admin fees vary ($5-15/day)
• Fee Forgiveness Program: one-time waiver of all accumulated late fees per license plate - contact RiverLink to apply (open to drivers who set up a new account)

Recent Changes (2026)

July 1, 2026 - Annual Rate Adjustment (3.8%):

• Rates increased per the bi-state resolution (April 2026 CPI was 3.8%, applied since it exceeded the 2.5% minimum)
• 2-axle passenger vehicle transponder rate: $2.79; Pay-by-Plate: $5.57; prepaid account without transponder: $4.18
• This supersedes the previous July 2025 schedule ($2.68 transponder / $5.36 Pay-by-Plate), which was valid only through June 30, 2026
• Next annual adjustment: July 1, 2027

January 2026 - New Toll Service Provider (TransCore):

• Louisville-Southern Indiana Ohio River Bridges Authority awarded TransCore a 6-year, $146 million Toll Service Provider contract
• New cloud-based Integrity Back Office System capable of handling 100,000 daily crossings
• Intended to improve image recognition and invoicing accuracy following persistent billing backlogs under the previous provider
• Walk-up customer service centers remain open in Louisville, KY and Jeffersonville, IN

May 2026 - Collections for Overdue Accounts:

• Starting May 2026, overdue toll balances and fees may be referred to collections
• Drivers with outstanding unpaid tolls should settle accounts immediately via River link or call 1-855-RIV-LINK

Scam Alert: Fraudulent text messages impersonating RiverLink tolling services are circulating nationally. RiverLink will never ask for payment by text. If you receive such a text, do not click the link. Check your account directly at or call 1-855-RIV-LINK. Report phishing attempts to the FBI's IC3 at ic3.gov.

Frequently Asked Questions

Does E-ZPass from another state work at Louisville bridges?

Yes. All E-ZPass transponders - including I-PASS (Illinois), E-ZPass Ohio, E-ZPass Indiana, and all other member state transponders - are accepted at the Louisville bridges at the transponder rate ($2.79). You do not need a separate RiverLink account if you already have E-ZPass from another state.

Are there toll roads anywhere else in Kentucky?

No. Kentucky's only toll facilities are the three Louisville Ohio River bridges operated by RiverLink. All other Kentucky highways, bridges, and roads - including I-64, I-65, I-71, I-75, and the Mountain Parkway - are completely toll-free.

How does the frequent user discount work?

For personal RiverLink accounts in good standing, after your first 40 crossings in a calendar month, each additional crossing is credited at 50% - bringing crossing 41 and beyond to approximately $1.40 under the current July 2026 rate. This applies to personal accounts only; business accounts do not qualify but receive commercial vehicle rates on many vehicle types.

Kentucky vs. Neighboring States (2026)

State	System	Tag	Notes
Kentucky	3 Louisville bridges (RiverLink)	RiverLink / E-ZPass	All-electronic; $2.79 transponder / $5.57 plate
Indiana	157-mi Toll Road + same RiverLink bridges	E-ZPass + RiverLink	Shares Louisville bridges; Indiana Toll Road separate
Ohio	Ohio Turnpike; E-ZPass + cash	E-ZPass	Major toll corridor connecting to Kentucky's northeast border
Tennessee	No toll roads	N/A	Entirely toll-free; shares I-65/I-24 corridors with KY

Useful Links & Resources

• US Toll Guide - All toll states overview
• Kentucky Toll Calculator - Calculate Louisville bridge toll costs
• RiverLink - Open account, manage transponder, view toll rates; phone: 1-855-RIV-LINK (1-855-748-5465)
• RiverLink Toll Rates - Current rate schedule and visitor information
• Indiana Toll Guide - Indiana side of RiverLink bridges + Indiana Toll Road
• RiverLink Customer Service Centers: Louisville, KY (near bridge toll plaza) and Jeffersonville, IN
• Scam reporting: ic3.gov (FBI Internet Crime Complaint Center) or reportfraud.ftc.gov

Calculate Your Kentucky Toll Cost

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